​Grow Service Charge Revenue and Overdraft Services
with A Digital Subscription Engine

SafeSpend No Overdraft Fee Checking Grows Service Charge Revenue

• No Overdraft Fees Ever

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• $100 Overdraft Grace Amount

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• Optional "No Credit Score" line of credit up to $500

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​ODMANAGER Grows OD Services through:
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• Increased Pay Ratio Through Automated Optimized Limits

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• Automated New Start Loan Program Keeping Customers

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• Enhanced Branding and Customer Communication

What our implementation includes:

• Compliance-approved disclosures the SafeSpend No Overdraft Fee Checking Account disclosure and Deposit Agreement disclosure additions.  
• Operations and systems manual documentation and set up guidance.

 

• Automated mobile technology for existing customers to switch or add SafeSpend Checking to their account.

 

• Automated mobile technology for underwriting and delivery of the CashNow line of credit associated with the SafeSpend No Overdraft Fee account.

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• Automated technology for OD limit management and analysis.

 

• Automated technology for OD New Start Loan.

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• Training of team members in providing the SafeSpend No Overdraft Fee Checking account and features for customers switching their account or opening new accounts.

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• Marketing and branding materials and support.